The main thing I see with the RTV that becomes an issue when crossing water, is that you will eventually get stuck and then the depth matters.
Areas of concern when thinking of water entry; front differential, transmission, air filter, fuel tank, coolant tank, hydraulic tank and battery.
The front differential has a vent line that ends up in under the hood so is quite high, but you need to make sure it's attached and not leaking.
The transmission filler cap needs replacing with one made to attach a vent line routed up higher than it currently is at, which is the height of the transmission itself.
The air filter has a purge valve that is quite low and may leak, otherwise the intake is at least at seat level, high intake with remote air filter is the answer here.
Fuel tank is vented up high as well, but make sure it's vent line is in good shape.
Coolant tank under seat has no vent line, just vents under the cap.
Hydraulic tank I believe has a vent line but can't remember where it gets routed, so check it's condition and location.
Battery top on my RTVs had vented cap so height of battery is an issue, no vent battery would fix this issue.
So the "leak" with the lowest point is the depth you are most likely going to start getting issues with.
Just some of the issues a water crossing junkie would consider when making a swamp buggy or water proofing a rig.
Hope this helps.