Get It While The Gettin' Is Good

TWO GUNS · Feb 20, 2009

For all you members that reload their own ....Better load up on supplies while you can.... I do much reloading, and finding the supplies has done become a nightmare.Everybody is out, and don't know when they are going to get re-supplied. The price is one thing, but putting your hands on it is another. Many of my suppliers told me that they cannot even get their hands on what they need. So many folks has been so " SPOOKED "at the president thing. They have went out and just about purchased all they can afford.....>>>>>>> And just about emptiedthe shelves >>>>> And the ones that do haveit, want nine prices, you know how that goes !!!!

~~~~~~~~~~ jamie

bordercollie · Feb 20, 2009

Yes, This will be a smart thing to do. Big brother is out there too ..in other places. Right now traffic cameras are mounted at many red lights here in Mississippi. They send you a ticket in the mail... The cautions have been made very short and the red is very quick. The $$ is split between the goverment and the camera owners .They can zoom in on you and the idea was brought up tht these pictures would be handy for other cases ??!! Right now the Mississippi congress is deciding whether to keep them or not because so much complaining has been done.. Don't let them get started in your state. Big Brother is getting fatter and fatter and before we know it it will be like that kudzu and johnson grass.............. Bordercollie

bczoom · Feb 20, 2009

[quote user="bordercollie"]The cautions have been made very short and the red is very quick. The $ is split between the goverment and the camera owners[/quote]

In many cities, this tactic of shortening the yellow has been done to increase revenues on the red-light cameras. But, they're getting caught at it and many are having to change the timing of the light as well as refunds to people who have gotten ticketed. If you get one and you think the yellow is too short, there's advocacy groups you can contact who will time the light and if determined unsafe, fight in your defense. The timing of yellow lights is based on the speed limit for the traffic approaching the light. E.g. a yellow light for 55 mph needs to be much longer than for a 30 mph. For more info, you can do internet searches for things like "short yellow lights" and you'll get a wealth of knowledge.

OK, as to Jamie's post, as has been said probably here and definitely elsewhere, our new President has been the greatest salesman for guns, ammo and supplies ever. I don't think he intended it but look at his agenda and what's been done to ruin our country in his first month in office.

Personally, I don't reload anymore. Just fell out of it years ago and never picked back up on it. Probably because I could buy rounds ready to rock-and-roll for about a dime and it just didn't seem worth it to pull the casings out of the mud, sort, clean... On a related note, I did find something that works well for quasi-collecting brass. Just to the right of your shooting bench, put up a golf net (the kind you blast balls at). They're netting material but for rifle calibers, it stops about 90% of the brass and drops them to the ground. It doesn't work well with handgun calibers since (at least with mine): A) the handguns aren't as consistant as to where they eject the brass, and B) the netting on my catcher is kind of wide so the brass can slide through a bit easier. (a tighter woven net would fix this).

Keifer · Feb 20, 2009

Whats happening with good old common sense in this country?????

Last evening on the GlennBeck TV show it was announced that a Dimocrate from Illinois, I believe, was going to introduce a bill that would require owners of firearms to carry a one million dollar liability insurance policy. If you didn't have this insurance and owned a firearm, you would become acriminal and subject to arrest and prison. The point behind this piece of crap legislation is thatifa firearm was used in a negligentmanner (Determined by the court system in your region.) like harming or killing someone, the insurance company would pay the victim or victims family. (Note: Illinois already has some of the most restrictive gun laws on the books.)

Several problems quickly come to mind:

No insurance company is going to offer a policy like this.

IF, a insurance company were to offer a policy to cover this nonsense, the cost of the premimums would be astronomical.

Theaverage firearm owner could not afford such a policy if it did exist.

Dah... you think felons, drug dealers, illegalimmigrants and other criminals are going to run right out and getthis "insurance"?

Whats next....an insurance policy ona piece of rope? Ya gonna have to buy liability insurance because someone might hurt themselves with that piece of rope you have laying in the bed of your RTV? Lets not even think about your chainsaw or axe you might have there too. 

Maybe this is just the beginningon how the "spending bill" is going to be paid for. Ya think?

Wake up. Stay informed. Believe the true facts not rumors.CHANGE is happening all around us.

a RTV wannabe, Keifer

bczoom · Feb 20, 2009

[quote user="Keifer"]

Several problems quickly come to mind:

No insurance company is going to offer a policy like this.

IF, a insurance company were to offer a policy to cover this nonsense, the cost of the premimums would be astronomical.

Theaverage firearm owner could not afford such a policy if it did exist.

Dah... you think felons, drug dealers, illegalimmigrants and other criminals are going to run right out and getthis "insurance"?

Whats next....an insurance policy ona piece of rope? Ya gonna have to buy liability insurance because someone might hurt themselves with that piece of rope you have laying in the bed of your RTV? Lets not even think about your chainsaw or axe you might have there too. 

[/quote]

Keifer,

If I may, I need to correct your problems and assumptions.

The policy exists and the cost isn't much. For me, it's $209 per year for $1 million in coverage.

You made me dig but I did find my insurance policy which covers this. If you or any other member want to get more information on it, this type of policy is called a Personal Liability Umbrella Policy (or PLUP for short).

I read through my Coverages and Exceptions. Without having to write the contents of my policy, I'll paraphrase.

If I invoke property damage or bodily injury to another in an intentional or criminal manner, I'm not covered. If I do either (property damage or bodily injury) using reasonable force to protect an insured (myself and my family as well as my property) or in self-defense, I am covered.,

So, if my actions are considered lawful, the insurance covers me. If I'm acting unlawfully, I get what's coming to me anyway.

BTW - I'd propose everyone at least look at this type of policy. For many (including myself), it's worthwhile to have. Again, it depends on the insurance company and policy terms itself but what it does is put an "Umbrella" insurance over the top of all your other policies as well as providing coverage where other policies don't have you covered. Example: You have $50K of car insurance. You get in an accident where you're at fault. You're hit with $750K of damages (vehicle, bodily injury, medical, pain and suffering...) Well, your auto policy pays $50K. What do you do about the other $700K of liability? They can take your posessions, garnish wages... in settlement. This is the type of scenario where a PLUP kicks in. After your auto insurance pays what it should, this policy kicks in for the remainder. Also, you should have a lot more than $50K in auto coverage anyway... Every car of mine is covered for around $5 million and the off-road vehicles, right down to my son's 50cc ATV covered for $2 million.

D&D Farm · Feb 20, 2009

Glen Beck tonight at 5PM eastern is gonna be really interesting............Gonna talk about "what could happen if the worst happens"............its on Fox news.........

Keifer · Feb 20, 2009

bczoom:

I certainly respect your input as well as youropinions. Theinfo you provided concerning the PULP coverage of your insurance policy is certainly something worth looking into.

I might have missed something on the GlennBeck TV show, but my understandingof the material presented dealt exclusively with the possession of firearms. I know that you can get an additional optional insurance coverage ("Umbrellas" or additional "carriers") for the loss of things like equipment, firearms, electronics, cameras, jewery, antiques, etc.

But, Beck'sreport on the proposedlegislation in Illinois was not so much on a personal liability insurance issue as it was thatmerely owning a firearm was cause enoughto create a needfor a Bill that would require "potential negligence" insurance.This wasn't going to be optional insurance for firearm owners but mandatory. Maybe their thinkling was that having a firearm was like having an "attractive nuisance" feature on your property. 'Sooner ot later something bad is going to happen because of it.'

I'll dig into thisdeeper and report backto clarify anything I might have missed.

a RTV wannabe, Keifer

Peanut · Feb 20, 2009

bczoom i wish everyone had that coverage i hate to say it but man i'm in a really bad spot right now. i was pretty bad off health wise but then i had a car accident and it made it alot worse now the guy was not drunk and he wasn't driven wild infact it was in a freakin parkin lot but things happen. well anyways look at it this way i don't really know how much ins this guy has cause i never asked but after the dr's take their cut and the attornny takes his i will have nuthin and will loose my hpx/rhino and a few other things because in a few months i will no longer have a helper to do my fab work anymore so that leaves me out in the cold now before the accident i was able to do a little tinkering with stuff not anymore i wear a back brace all the time now. no amount of money can bring back my back now it could pay off my bills so i don't loose my stuff but i still loose out on life. alot of people still think of car wrecks as a quick check and that makes me pissed off to no end you see them comercials saying how they got so many hundreds of thousands for a minor fender bender and they are back at work those are the ones that should be put in jail but i quess every dog has his day. when they ask how much i'm gonna get i say i really don't know i never asked i just hope it's enough to cover my bills. as for as the stuff for the rtv's well you guys will have to put in an order and it will be a waiting list it will get done but it will be slow i have another buddy who helps out but he does work a full time job the minor stuff like fine tuning i do myself . i asked my dr fo a handicapped plate and he said there ar enough big trucks parked in them spots already ??? i don't know what he meant by that cause i drive a little chevy aveo he then told me i need to go to the dot to get one so i'll give them a call cause some days it's a pain to walk that 1/2 mile to the store through the parkin lot at walmart. so far i'm up to a total of 7 disc out in my neck and back with two neck surgeries.

bczoom · Feb 20, 2009

Keifer,

I like Glenn Beck. He's a bit new to the mainstream TV. Since doing so, he seems to have gotten a little more to the fringe (compared to where he was) and has also put a lot of hype into things that, as presented, don't have a chance of really happening. He's been picking up on bills that have been introduced to Committee and painting them as they're about to become law. Well, 95% don't even make it out of committee (since they fail there) for debate by the assembly, congress (or whatever, based on the level of government).

I do like his energy and diligence in getting these matters brought to public light but do take things in context in a bigger picture. In this particular bill (about the 1M insurance requirement), do you think it'll pass? In counter of that bill, how about legislation that's currently being proposed in the state for concealed carry? The concealed carry has a better chance and has full support outside of Cook County.

Tommy,

I've known you for awhile now and am familiar with your situation. It sucks. I think of you (and a few others) when my body (neck and back) in particular isn't right. I'm just lately getting back to being normal after a little (compared to your situation) pinched nerve.

Knock on wood, I haven't needed my insurance much (outside of medical). The way I look at it is "it only takes once". I become an "at fault" driver in an auto accident, my house burns down, my kid runs over the neighbor kid on an ATV, whatever. I don't want to loose everything. I have a family that relies on me for food, clothing, shelter and such. Insurance does cost me a pretty big amount annually but if I need to use it once in my life, it's paid for itself.

ne-sd · Feb 21, 2009

I just attended a political meeting this am at our local college. One of the questions related to GUNS - not handguns or carry weapons - just guns. There was a large group of 18-24 yr old college kids that were against having guns. They made it very apparent that in the future we may have laws that allow a gun only under certain circumstances. They believe that the crooks will not use guns if the general public does not use guns. I couldn't believe my ears.. The older people sat there and kinda agreed - I made a coment that they will probably someday change their mind. Of course I won't be here, but my grandkids will. I do have an umbrella coverage of $lm - I may need to increase it. Jerry

bordercollie · Feb 21, 2009

Thanks for the info BCZoom. This is being done to generate$$. I do hope the "scammers" cameras are defeated. Folks are calling them that. I am for more patrolmen to give the tickets based on circumstances and to protect us........ It is unbelievable how quickly the young folks are giving up their rights. A lot of it has to do with their background and who they hang around with.My nieces and nephew are all young republicans. {17,19,21} Their teachers have had a positive influence too. When they were younger, they basically wore rose colored glasses and believed everything they heard and read out there. Now I am proud to say they see the real world and the need to protect one's self.. Bordercollie

Peanut · Feb 21, 2009

i wonder if they would wanna change the coverage because it's asault rifles. or charge you more because of the amount of ammo you have stored .next they gonna want people to put stickers or signs on the outside the house where their ammo is so the firedepartment will know where the hot spot is during the fire. "WARNING LIVE ORDANANCE INSIDE" them firfighters would be saying step back guys just let her burn we don't know what this guy got.

Keifer · Feb 22, 2009

This year weentered an era ofwhat has been coined as the era of "CHANGE".

In my own experience,Ilive in the spendor of what my parents, grandparents and great grandparents gleaned out of life for me and my family. They fought wars for our freedoms and worked long hoursto provide an honest living and a decent life. As a child, if our familywas poor we didn't know it. If we were deprived of luxuries, we didn't care.We were blessed and rich in self,family and national values and pride. We had plenty of food - provided by our farms and gardens and yes, even by hunting. If we needed something it was attained through honest work and diligence. Our entertainment was family picinics and fishing and campingand an occasional vacation trip. Our faith strengthened through regular attendance at church. Life was good.

I too have heard folks (young and old) saying that guns are evil.They have said destroy them all and the world would be a better place. Thats a simplistic approach and I'll not go into detail preaching to the choir here. Some other woes facing us.. instant gratification, the government owes it to me, food comes from the grocery stores, TV,movie and video game violence, poor quality of education in public schools,steriod use by sports hereos, drug use in general, corruptionin business and gov't, predators in the clergy, world terrorists, etc etc etc. I'm sure you can add to the list.

We have our work cut out for us. Life can be good again.

thanks for allowing me to rant and vent.

a RTV wannabe, Keifer

TWO GUNS · Feb 22, 2009

Keep it coming brother, I'm enjoy reading your post !!!



~~~~~~~ jamie ( Two Guns )

Peanut · Feb 22, 2009

i to here alot of people say guns are evil and all guns should be done away with and that if all guns w'ere done away with we would be better off but here is the way i see it a gun is a gun as a car is a car has anyone ever seen a videos of the nazi's lining up the jews and shooting them with one bullet?? yes they would line them up and have contest to see how many they could shoot through with one bullet and from the video i can tell you a mauser fireing one shot can take out 8 people easy just as easy as a car with one tank of gas can take out a side walk full of peple too. but getting back to guns the way it is right now there is no way the cops can respond and they don't respond to every call so if there was no guns around that would mean a big guy and his buddy could just run up to the door kick it in rape and murder the family all in a matter of less than an hour and be out and on their way and nuthing is in their way to stop them because they would know that there are no guns in the house. people go on shooting sprees in malls/school/churchs/work areas.why because they all have signs says "firearm free zone' when was the last time we had a shooting spree at a gun show?or a police head quaters? or a military base? or a gun store? lets do away with the ccw and just have the open carry law that way when someonethinks about yelling this is a robbery he's gonna think twice. and why have someone go through all the red tape to get a ccw if they wanted to comit a crime they wouldn't be going through the trouble of filling out legal papers now would they to me let everyone that is legal to buy a gun carry a gun after all if they are good enough to buy it shoot it then why not let them carry it???something wronge there??isn't the background check they run on you when you buy the gun good enough or is it just a money makin thing ? they should put a question on the aplication when buying the gun do you plan on carrying the gun? we buy guns for protection but yet we have to leave them at home or go through alot more red tape just to carry them and then the places that are being attacted all the time you ain't allowed to carry inside??

bordercollie · Feb 22, 2009

Keifer, I also enjoyed your post. You mentioned predators.. In the good ole days . folks like that just "disappeared" or died in an" accident". There weren't any left around to do the crime again. And many thinking of it dared not .I think you covered much of my opinion. The right to bear arms is all we have (as tommy mentioned) to keep some sanity in this world. One problem I see, even though I plant a garden, some "foolks" I offer produce to , don't want to cook it just want it "ready to go". The "Little Red Hen "would roll over on this one.Wonder how many people now adays remember that one? Bordercollie

Keifer · Feb 23, 2009

FYI 

Just a follow-up to an earlier post. This State of Illinois Bill was talked about on the Glenn Beck TV show Feb 19th. As of this date there have been no co-signers to this bIll. Hopefully it will die before any action is taken.

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Short Description:FIREARM OWNERS ID-INSURANCE

House Sponsors
Rep. Kenneth Dunkin

Last Action

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<td bgcolor="#000080" width="13%" align="center" class="whiteheading">Date</td>
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<td bgcolor="#000080" width="75%" align="left" class="whiteheading">Action</td>
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<td width="13%" align="right" class="content">2/6/2009</td>
<td width="12%" align="center" class="content">House</td>
<td width="75%" align="left" class="content">Referred to Rules Committee</td>
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Statutes Amended In Order of Appearance

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<td width="250" align="left" valign="top" class="content">430 ILCS 65/4.5 new</td>
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<td width="250" align="left" valign="top" class="content">430 ILCS 65/8</td>
<td width="300" align="left" valign="top" class="content">from Ch. 38, par. 83-8</td>
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Synopsis As Introduced
Amends the Firearm Owners Identification Card Act. Provides that any person who owns a firearm in this State shall maintain a policy of liability insurance in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person. Provides that a person shall be deemed the owner of a firearm after the firearm is lost or stolen until such loss or theft is reported to the police department or sheriff of the jurisdiction in which the owner resides. Provides that the Department of State Police shall revoke and seize a Firearm Owner's Identification Card previously issued under this Act if the Department finds that the person to whom such card was issued possesses or acquires a firearm and does not submit evidence to the Department of State Police that he or she has been issued in his or her name a liability insurance policy in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person. Effective January 1, 2010.

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<td width="13%" align="right" valign="top" class="content">2/5/2009</td>
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<td width="75%" align="left" valign="top" class="content">Filed with the Clerk by Rep. Kenneth Dunkin</td>
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<td width="13%" align="right" valign="top" class="content">2/6/2009</td>
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<td width="75%" align="left" valign="top" class="content">First Reading</td>
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<td width="13%" align="right" valign="top" class="content">2/6/2009</td>
<td width="12%" align="center" valign="top" class="content">House</td>
<td width="75%" align="left" valign="top" class="content">Referred to Rules Committee</td>
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bczoom · Feb 23, 2009

As I'd hope/expect, it should die in committee.

On a somewhat related note, reach into your wallet and check the expiration date on your concealed carry permit/license.

For many, they're good for 5 years so you don't make it a point to check. Well, that needs to be checked now and then.

This past weekend, I noticed my drivers license is expiring this year.
For the heck of it, I checked my carry permit. It expired almost 3
months ago. Off to the Sheriff's department I went this morning. 15
minutes after walking in I'm walking out with a new one.

river · Feb 23, 2009

Brian, when I read your post I went upstairs and checked mine. It says "good until revoked". This is New York State. But I'd never thought of it before. Thanks.

bczoom · Feb 27, 2009

[quote user="river"]

Brian, when I read your post I went upstairs and checked mine. It says "good until revoked". This is New York State. But I'd never thought of it before. Thanks.
<div style="clear: both;"></div>

[/quote]

OK, anyone know the "scoop" for NYS? My Dad (who lives in upstate NY, state, not city) is considering a handgun for protection. He's of impecible character. He's quasi-disabled in 1 arm due to a stroke (and is therefore somewhat uncomfortable using the 12-gauge) so I'm thinking a .38 may be a best solution for home defense.

For those of you in NY, what would it take to allow him to have a pistol in the house?

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