Nope, bought it outright. Called and gave her a value and a value on the trailer. She gave me a quote, and I told her, used, 2004 model, and I'm probably fourth or fifth owner. Still got the insurance and am extremely happy!
We had drivers training in "L" today. Both of them HAD to get their practice in! This is our first utility vehicle! And for some reason while I was building the garage..they kept beeping the horn and giggling!